Reflect Upon Your Present Blessings

Reflect upon your present blessings,
of which every man has plenty;
not on your past misfortunes of which all men have some.

- Charles Dickens (1786-1851) -

Two Spiritual Guidelines

Use the spiritual guidelines that say,

"Take care of yourself and take care of others. Don't hurt yourself and don't hurt others."
Those are two spiritual guidelines upon which to base your life, two guidelines that will never get you in trouble.
Those teachings are of Spirit.
Anything telling you to goagainst those teachings is not of Spirit.

- John-Roger -

Gratitude

Look backwards with gratitude,
upwards with confidence and
forwards with hope. – Amen

- Mei Lai, missionery @ Indonesia -

Time and Money

An inch of time is an inch of gold.

But an inch of gold can't buy an inch of time.

- I agreed with you Eric... (Feng Shui Marketer's) -

Take a step in Faith

Take the first step in Faith
You don't have to see the whole staircase
Just take the first step

-The Secret -

Message From Irene - Prudential

GOD unfolds each DAY
like the petals of ROSE
Each day is a beauty to
behold. May each of your
moment be so touched
by HIS tender and loving Hands.

-9th December 2007

One Utama Christmas Concept 2007

Mid Valley Christmas Concept 2007

Picture taken also about midnight...

Christmas Preparation @ Midvalley 01122007

They have done a great job...do it at mid night. This picture taken about 1am i guessed so. Not fully completed yet...but it almost the same.

The Curve Christmas Concept 2007

Monsters...

Miss World .. your freind ar? cute ler

Look familiar...car park..

Do you what I do captured all this picture? sometimes we lost in the complicated car park structure with multiple entrance... but this not always the things i do... some times...ONLY.. keke

one more on 18 Nov 2007

Here you go..

I'm not professional like Yu Ming...hehe

Feng Shui war

I do not know what happened recently, why there are so many fengshui practitioner or students joining email war in the forum... bringing issue from well known masters around the world from the East to the West... all are debating so many things..

Don't study and don't practice... every fengshui school, system or formula are catered to revealed the past, knowing the present and predict the future... each system qualify by environment and then formula..

Why so much noise... used up ur money and revealed each formula...then used it to see which one for pro/con at certain environment... it on experience...but not de theory debating time..

If it wrong, how do they did their audit in the past?

Moment at Penang (Mid Nov)

It's Friday 22/11/2007, I was so happy that i could going back tonight. I do not know how to express but I definately happy going back to penang..to restore the moment i got before.

Early in the morning, my boss send me invitation to join in conference call tonight 11pm till 12am. Though it my responsibility, and I would try to join despite they send me late. I can't promise anything that I would reach penang before 11pm to join for the call. But I have put my effort arrange the everything to ensure no interuption happen when I connecting with US.

Time about 5:30PM, some of business calling me for help. So, i help to what I can. I'm leaving office about 5.50PM and walk to Pusat Bandar Damansara (PBD) because I couldn't wait for the shuttle to pick me. On my way, I got called asking what I want to eat and they will prepare for me tonight since I complaint alot about the food in KL. (Now better de, i know where to find food to eat..compare to my initial departure)


Go home pick my stuff and my collegue waiting me guard house.. we went to Ikea makan and at the same time, i buy something for what my freind ordered.


I'm reached penang about 12.30AM. I try to open my notebook and connect to network and call-in, but meeting was ended. So i just got to get some update from my counterparts via messenger.


So, after finished my update with US team, food is ready out there...time to makan...lotus soup, crab, etc.

Saturday:I went to several place and I took picture for every place i stop by if I remember...
Then i go and have my brunch, then directly cut my hair...short dee.. Then straight went to my grandma house about 2~3pm till nearby 7pm. I drove back to my house (back from KL yesterday but only go back my own home..hehehe).

Collect all my letters about 40 letters waiting me to read... cannot read all so collect it and keep in my bag. Bring back KL and read. Unpack my stuff and keep it.. then I go out again...(about < 1 hrs).

Tonight I'm going to Bagan for birthday celebration...not mine~! and spend whole night there.

Sunday:Wake up at 10:30am and call miss world to return her car... then I go and have a lunch at Gurney Drive "My Pot".. <- can try out.

I goto Bus Station at 2:30 and managed to get earliest ticket to KL 4:30pm...seat and wait there... It raining along the highway...and traffic jam at rawang, batang kali and sg buloh. end up reached KL pudu about 11pm.
Go Home unpack, bath, rest awhile and sleeppp..

Picture post later...

One cent coin soon gone

Please read the news.

Source from Star.

Saving today for tomorrow financial relief

Is saving important to us? The answer is YES. But today, that is a big problem if I said YES, caused this not going to work for our pre-conditional brain. Today's I'm not going to talk about Feng Shui stuff, I will discuss some in other days.

We take one new graduate today's. How much that they going to earn averagely? Depending on the industry that they joined into the workforce. Ranging about RM1500 to RM2400 for mojority are temporary employees. Let's take RM2000 monthly salary and deducted with tax/socso; and left about RM1760.00.

Wow.. earn so much at first graduate, feel enough? Feel worth it for amount that you received after every month hard work? Let see how our environment going to shape us in the perspective of living and spending.

What do our common new graduate spent?
RM1760.00
Supporting parent/siblings (RM350.00)
Handphone bill (RM100.00)
Food averagely (RM300.00)
Transportation & Parking (RM250) petrol ~ Car

Others:
Gloceries, fashion/clothes, Books, freind b'day, clubbing, ciggar, liquor, etc (RM300.00)

Left only RM300 per month. But it some how went missing day by day and month by month. You know why? What we listed above just a monthly common spending. I do not list those like car maintenance, annual road tax, car insurance, credit card payment, interest imposed, etc. This you should listed by yourself thos occured every 2 months, quarterly, bi-annually and yearly basis. That going to dedected most of your annual income.

So, now how much can you have at the end of 3 years of working? Some end-up negative or zero, how many of your surrounding still have positive at least 20K cash? As we growth from day to day, we indirectly having this unconcious habit developed throughout the years of spending. We spend more despite our increments not equal to the market growth. Inflation growth in many industries but have major impact to our least daily needs spending and top list of daily 'want' spending. Year to Year growth, are we really cope with the inflation OR are we giving up our cost cutting strategy to feed those in our priority?

If you to have additional spending to addin into monthly list, do you willing to do the same cost cutting for a sake of your future financial security? Basically, this cost cutting do not have major impact effect to your current living and it just play roles as funding to your own account during the time when you require. Don't you think it is great?

Dr.Seager: Updated picture..

Perhaps, YP(ex-collegue), want to have a look on my picture..how Dr.Seager products effect on my face. I told her that my skin very sensitive in KL environment caused the air and mostly everything very dirty. Somewhat...with bless of GOD..nothing happened. I do recommend Dr.Seager products. It really work for me. some blemish of the pimples are faded and lighter..

Want to know more or to try, please email me yeah..

Want to buy also can find me...