Saving today for tomorrow financial relief

Is saving important to us? The answer is YES. But today, that is a big problem if I said YES, caused this not going to work for our pre-conditional brain. Today's I'm not going to talk about Feng Shui stuff, I will discuss some in other days.

We take one new graduate today's. How much that they going to earn averagely? Depending on the industry that they joined into the workforce. Ranging about RM1500 to RM2400 for mojority are temporary employees. Let's take RM2000 monthly salary and deducted with tax/socso; and left about RM1760.00.

Wow.. earn so much at first graduate, feel enough? Feel worth it for amount that you received after every month hard work? Let see how our environment going to shape us in the perspective of living and spending.

What do our common new graduate spent?
RM1760.00
Supporting parent/siblings (RM350.00)
Handphone bill (RM100.00)
Food averagely (RM300.00)
Transportation & Parking (RM250) petrol ~ Car

Others:
Gloceries, fashion/clothes, Books, freind b'day, clubbing, ciggar, liquor, etc (RM300.00)

Left only RM300 per month. But it some how went missing day by day and month by month. You know why? What we listed above just a monthly common spending. I do not list those like car maintenance, annual road tax, car insurance, credit card payment, interest imposed, etc. This you should listed by yourself thos occured every 2 months, quarterly, bi-annually and yearly basis. That going to dedected most of your annual income.

So, now how much can you have at the end of 3 years of working? Some end-up negative or zero, how many of your surrounding still have positive at least 20K cash? As we growth from day to day, we indirectly having this unconcious habit developed throughout the years of spending. We spend more despite our increments not equal to the market growth. Inflation growth in many industries but have major impact to our least daily needs spending and top list of daily 'want' spending. Year to Year growth, are we really cope with the inflation OR are we giving up our cost cutting strategy to feed those in our priority?

If you to have additional spending to addin into monthly list, do you willing to do the same cost cutting for a sake of your future financial security? Basically, this cost cutting do not have major impact effect to your current living and it just play roles as funding to your own account during the time when you require. Don't you think it is great?